What happens when a court renders a money judgment against you?

It seems I will be heading to court for the first time ever to answer a complaint where a creditor is seeking a judgment for an unpaid loan of about $3200 (which I owe but have had difficulty paying) The creditor holds the title to a car I own. My state allows 8% interest. What can I expect?What happens when a court renders a money judgment against you?
Failure to pay a private debt is considered a civil matter and therefore most states prohibit the imprisonment of a person for failure to do so. However, if a civil court has rulled against you in a private monetory matter, then you are not classified as the judgement debtor, and the suer as the judgement creditor. This legal declaration creates additional options for persons attempting to recover a civil debt.





Depending on the specific statutes of your state, the judgement creditor may now be entitled to undertake certain actions for the purpose of recovering the ordered amount, including the initiation of garnishments, liens, foreclosures, and other civil remedies. Interest will continue to accrue from the date of judgement at your state's then-current interest rate (subject to change) until the balance is paid in full.





You have the legal right to appeal such judgements, but it should be noted that there are time limits to do so, and there must be specific articulable grounds for doing so (not simply as a second opinion).What happens when a court renders a money judgment against you?
Garnishment, if you are working, Attach your bank account if you have one or keep your car if it is collateral for loan
You'll have to forfeit your car or be ordered to pay the money you owe plus any fees incured, or forfeit your car and pay any deficiencies.